Built for expats buying their first home in Denmark
You've Read the Guide. Now Use the System.
The decision tools, negotiation frameworks, and personal deal review that turn research into action β so you buy your home in Denmark with more confidence, better terms, and fewer expensive mistakes.
π―I personally review up to 2 properties you're considering
π¦Full bank negotiation course included (31 lessons)
π¦ The Biggest Purchase of Your Life: You Must Do It Right
Buying a house or an apartment will be the biggest purchase of your life.
You're going to be putting down years of savings and committing millions (literally!) in a long-term mortgage.
There is no bigger and more consequential personal and financial decision than choosing where you live. It is crucial that you get the best deal you can.
That's exactly what I'm helping you get in Dream Home Denmark.
The obvious question
"Why should I pay when your free guide is so detailed?"
Fair question. My free guide explains the Danish home-buying process in depth β and I'm proud of it. But understanding the process and executing well under pressure are two different things. Here's where the course picks up:
Free Guide
Course
Purpose
Understand the landscape
Make decisions and execute
Mortgages
How the system works
Which setup fits your situation + cost modeling
Negotiation
General advice
Frameworks, scripts, dashboard & real stories with numbers
Banks
Overview of process
Full 31-lesson course on getting approved and getting better terms
I personally review up to 2 properties you're considering
The guide tells you what to know. The course gives you the tools, the judgment calls, and a second pair of eyes on your actual deal.
β
Included β this is what makes it different
I'll Personally Review the Properties You're Considering
This isn't a generic course where you never hear from the instructor. Send me the Boliga link to up to two properties and I'll record a personalized video β screen-sharing, annotations, my honest take on your deal.
How it works
1.Buy the course and get instant access
2.Submit the Boliga/Boligsiden link(s) for up to 2 properties
3.I record a 5β10 min video with screen-sharing and concrete notes
4.Use my feedback to decide faster and negotiate better
What I cover in the review: price assessment, mortgage fit, location, expenses and hidden costs, risk flags, and floor plan notes. I have a detailed checklist I've refined over years of doing this.
This is a one-off review, not ongoing consulting. But it's a real, experienced opinion on your real situation β from someone who has talked with over a thousand expat buyers.
Who's behind this
I'm Mario.
Argentine. Based in Copenhagen for 16+ years. Bought my first apartment in 2017, a townhouse in 2025.
For 15 years, I led procurement at Maersk and Carlsberg β nearly $1 billion in contracts across multiple continents. The negotiation frameworks and financial models in this course are adapted directly from that work.
I'm not a real estate agent. I don't earn commissions. I'm a buyer who went deep β and now helps other buyers do the same. My free guide is the most-read English resource on buying property in Denmark, and over 16,000 people follow my content.
16+
Years in Denmark
~$1B
Negotiated professionally
2Γ
Homes purchased
1,000+
Expats helped
What's at stake
Buying a Home Is a Series of Decisions. Several of Them Are Expensive to Get Wrong.
Which mortgage type. What to bid. How to approach the bank. What costs are hiding behind the listing price. Each of these is a decision point β and the course gives you a framework for each one.
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What to bid
In my own purchase, negotiating methodically saved me over 200K kr. The course shows you how I did it β and gives you the tools to do the same.
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Which mortgage to pick
F5 vs. fixed-rate, with or without repayments β these decisions have a long tail. The course helps you model the impact over 30 years.
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Which costs to expect
Tinglysning, bidragssats, ejerskifte β these aren't in the listing price but they're very much in your budget. The model captures all of them.
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Whether the property is right
That's where the personal review comes in. I look at the actual listing and tell you what I see β and what you might be missing.
Try it β drag the slider
The Costs Nobody Warns You About
See how much you'll need on top of the listing price.
Purchase price4.5M kr.
1.5M12M
Total additional costs136.560 kr.
Tinglysning (SkΓΈde)
28.750 kr.
Tinglysning (Pant)
55.660 kr.
Ejerskifteforsikring
8.750 kr.
Kurtage (Loan fees)
7.200 kr.
Vurdering
3.500 kr.
First-year property tax
20.700 kr.
Boligadvokat
12.000 kr.
The course includes the full cost model β 30+ variables, 30-year projections, Excel export.
What you get
Tools, Frameworks, and Applied Judgment
Not more reading. A structured system for making better decisions at each step of the buying process.
Full course included
π¦ Bank Negotiation Course β 31 Lessons
What to prepare before the bank meeting. What documents to bring. What to say. What to negotiate and what to accept. How to get approved even if you just moved to Denmark. And what to do if the bank says no.
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Checklists & budget templates
Every document banks want to see. The exact budget template real buyers have used to get approved.
π₯·
Negotiation techniques for banks
The same approach I use in corporate negotiations β adapted for Danish bank meetings, with a ready-made template.
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Rejected? Here's what to do next
Multiple strategies to keep going. A no from one bank is not the end of the story.
π₯ Negotiation Playbook
Not theory. My actual negotiations β with real numbers. What I bid, what they countered, what I did, and why. Plus the frameworks you can apply to your own deal.
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My 2017 apartment
How I used alternatives and saved over 200K kr. in a hot market. Every round, every number.
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My 2025 townhouse
Updated strategy β including the near-miss where I almost walked into a bad deal. What caught it.
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Find properties before they go public
The mortgage registry, Dingeo, buyer lists. How to get ahead of other buyers and avoid being played by agents.
π Cost Model & Decision Tools
What will this property actually cost you β monthly, yearly, over 30 years? Run scenarios with 30+ variables. Change the interest rate, switch between loan types, adjust the purchase price. Export to Excel and bring it to your bank meeting. These are the same models I used in my own bank conversations β and they completely changed the level of the discussion.
Across YouTube, newsletter, and social β built over years of free, detailed content on Danish finance.
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Most-read English guide
The free house-buying guide ranks #1 for expats buying in Denmark β and has been referenced by banks and advisors.
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Content vetted by a lawyer
A Danish real estate lawyer has reviewed the course material for accuracy.
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Updated for 2025
New lessons from my 2025 townhouse purchase, including summer house content and 'offline' deal strategies.
One-time payment
699 kr.
A small cost relative to the size of the decision. One better negotiation move, one avoided mistake, or one stronger bank conversation can easily cover this many times over.
βPersonal video review of up to 2 properties
βFull Bank Negotiation Course β 31 lessons
βNegotiation playbook with real numbers from both my purchases
βUnlimited cost model + sensitivity tables + Excel export